You may be wondering, where have you been Ashley? Have you given up and deserted your dream of becoming debt-free? Did the lineup of your friend’s fantastic summer vacations on Instagram deem to be too …
A Cheap Vacation: Hiking Holy Cross Wilderness
We are on a detailed budget in order to pay off our student loans as quickly as possible. As we go along this debt-free journey, we have to find ways to enjoy and celebrate life. …
My Top 2 Simple Grocery Budgeting Tips!
Budgeting can be difficult, not because the process itself is complicated but we get in our own way. Dave Ramsey says that personal finances is 20% head knowledge and 80% behavior. The same goes with …
Working Out on a Budget: My Top Free Workouts
Let’s chat about how to exercise out on a budget! We are paying off our student loans and so we are always trying to cut costs that aren’t necessary. As a result, we have to …
How to just Say No! Using Boundaries…Yes Please!
I like to say, “Yes”. It feels great to say “Yes”! Well, most of the time it feels great to say yes. Sometimes, saying “yes” to something can result in us walking away feeling foolish, …
3 Reasons you should be Creating “Funds” in your Budget
One of the most valuable things I have learned regarding budgeting and personal finance is the concept of creating specific “funds” in your monthly budget. It was one of those “Mind-blowing” nuggets of knowledge that …
7 Frugal Tips for Planning your Kid’s Birthday Party
Over the years, I have learned a few frugal tips when planning my kid’s birthday parties. My six kids love their Birthdays! Honestly, I love birthdays too but I sometimes it can be stressful planning …
August 2020 Food Budget Right on the Money!
5 Food Budget Lessons that I learned in August! August came and went so quickly. I celebrated my birthday, anniversary, my brother’s wedding and my kids started school. Talk about a full month! Miraculously, we …
11 Reasons Why Getting out Debt is the Worst…
Getting out of debt is actually the worst. Don’t get me wrong, I’m totally invested in becoming debt free but that doesn’t mean there isn’t sacrifice and it’s not hard. So, today I’m honoring this …
Real Life Grocery Budgeting June and July 2020
The Truth about Budgeting for Groceries Let’s talk grocery budgets. And I mean the truth, the cold hard truth about budgeting for food. Can’t you hear the famous line from A Few Good Men blaring …