You may be wondering, where have you been Ashley? Have you given up and deserted your dream of becoming debt-free? Did the lineup of your friend’s fantastic summer vacations on Instagram deem to be too …
A Cheap Vacation: Hiking Holy Cross Wilderness
We are on a detailed budget in order to pay off our student loans as quickly as possible. As we go along this debt-free journey, we have to find ways to enjoy and celebrate life. …
Awesome Sams Club Hack: Free Food Storage Bins
My good friend gave me this Sams Club “hack” years ago while we were living Memphis and our husbands were attending Optometry School. We were students on a tight budget and so we were always …
My Top 2 Simple Grocery Budgeting Tips!
Budgeting can be difficult, not because the process itself is complicated but we get in our own way. Dave Ramsey says that personal finances is 20% head knowledge and 80% behavior. The same goes with …
Working Out on a Budget: My Top Free Workouts
Let’s chat about how to exercise out on a budget! We are paying off our student loans and so we are always trying to cut costs that aren’t necessary. As a result, we have to …
Making Do: Making Cleaning Rags for Free
Dave Ramsey always comments on how “weird” it is to be debt-free in our culture. After someone on his show reveals that they debt-free including their house, his usual reaction includes the following, “You’re weird …
3 Reasons you should be Creating “Funds” in your Budget
One of the most valuable things I have learned regarding budgeting and personal finance is the concept of creating specific “funds” in your monthly budget. It was one of those “Mind-blowing” nuggets of knowledge that …
Making a Happy Halloween on a budget!
Candy and Costumes and Pumpkins, oh my! Halloween is upon us! It’s that time of year that is replete with so many wonderful traditions. However, I must admit, it can be full of stress too. …
Shop some Great Deals: Amazon Prime Day 2020
New Prime Day deals: Recently Added Exploding Kittens Card Game – Family-Friendly Party Games – Card Games for Adults, Teens & Kids Reg. price $19.99 and now $12.99. Great Game, my kids love it! Magnetic …
7 Frugal Tips for Planning your Kid’s Birthday Party
Over the years, I have learned a few frugal tips when planning my kid’s birthday parties. My six kids love their Birthdays! Honestly, I love birthdays too but I sometimes it can be stressful planning …